This is the essence of all that Mosaic stands for and informs all that we do. We are committed to treating every single individual with the utmost respect.
MOSAIC PRINCIPLES
Respect
Strive to protect investors’ principal, and their purchasing power. We aim to achieve this by investing in viable and well-located real estate projects, with the staying power to ride out economic downturns.
MOSAIC PRINCIPLES
Principal Preservation
Focus on markets and opportunities where there is an unmet financing need and a disconnect between perceived and real risk.
MOSAIC PRINCIPLES
Meet Unmet Needs
Invest in opportunities where the cash flow is predictable rather than speculative, and be cognizant of the deleterious effects of inflation when designing investment strategies.
MOSAIC PRINCIPLES
Seek Predictable Cash Flow
Operate within fee and fund structures that best align the interests of the manager with those of investors, thereby serving investors’ best interests at all times.
MOSAIC PRINCIPLES
Alignment of Interest
Educate and inform investors as to the macroeconomic basis for all investment strategies and offer ongoing updates in a transparent manner.
MOSAIC PRINCIPLES
Investor Empowerment Through Education and Transparency
Invest great energy to stay informed about a volatile global economy and uncertain regulatory climate in order to establish research based investment strategies to best capitalize on these trends.
MOSAIC PRINCIPLES
Pay Careful Attention To Global Macro and Financial Industry Regulation
Maintain a commitment to operating in a streamlined and non-bureaucratic manner.
MOSAIC PRINCIPLES
Execution Focus
$ .2B
ORIGINATIONS
%
REPEAT BUSINESS
INVESTMENTS
+
INVESTORS
YRS
LEADERSHIP
For Investors
Alignment of Interests
MREC seeks to align investor and manager interests through its fund structure. MREC’s 0/25 fee structure means that MREC does not collect a management fee based upon AUM and is entirely driven by performance. MREC gets paid only when the Investor succeeds. Additionally, MREC’s open-ended fund structure provides Investors with a liquidity feature and regular distributions.
Avoid Competition
MREC’s broad opportunistic mandate to invest across all debt products secured by U.S. real estate allows it to continuously identify unique opportunities, avoid overcrowded markets, all the while seeking above market risk-adjusted returns.
Downside Protection
As a debt fund with inherently limited upside potential, MREC is highly focused on preserving principal value. MREC seeks to originate and structure investments which minimize the vulnerability to economic downturns by carrying out in-depth initial due diligence, structuring strong protective covenants, performing hands-on asset management, and working with experienced sponsors with successful track records.
Transparency
MREC is committed to complete transparency through clear, thorough and frequent communication with our Investors, including quarterly letters and webinars, and day-to-day responsiveness.
For Borrowers
Responsiveness
MREC understands that time is critical in closing a deal. In communicating with borrowers and brokers, our investment team is highly responsive and provides clear and open communication from the outset through a transaction’s maturity.
Certainty of Close
MREC’s origination team has been providing certainty of execution to the real estate community for three decades and understands the immense value of doing so.
Property Type and Structure Agnostic
As an opportunistic investor dedicated to meeting each transaction’s unique needs, MREC will consider the full spectrum of real estate property types throughout the United States and numerous forms of investment structure.
Borrower Relationships
MREC works closely with borrowers to solve for their unique needs.
AT MOSAIC WHEN YOU'RE OUR INVESTOR YOU'RE OUR PARTNER
Who We Are
The Mosaic team’s collective $50B+ of real estate and lending experience, spanning more than
three decades, reflects unique and broad domain expertise and deep industry relationships
